Selling A Home With Liens Or Back Taxes In Indiana

How to Sell a House With Tax Liens or Debt in Indiana

Owing back taxes or dealing with property liens can make selling your house in Indiana feel impossible — but you still have options. Whether you’re facing foreclosure, inherited a home with debt, or just fell behind on payments, you can sell a house with liens or tax issues.

This page explains everything Indiana homeowners need to know about selling a property with liens or unpaid taxes — including the fastest and simplest solution: selling directly to Clear Sky Properties, a trusted local cash home buyer.

What Is a Property Lien?

A lien is a legal claim against your property used as collateral for a debt. If you owe money to a government agency, contractor, lender, or creditor, they may place a lien on your house to secure repayment.

Common types of liens in Indiana include:

• Tax liens from unpaid property taxes or IRS debt
• Mechanic’s liens from unpaid contractors or repair bills
• Judgment liens from lawsuit settlements or credit card debt
• Mortgage liens from missed home loan payments
• HOA liens from unpaid homeowners’ association dues

Sell Your House Fast In 3 Simple Steps!

FILL OUT THE FORM

Complete the form and give us some general information about your home.

GET YOUR CASH OFFER

We will call to schedule a time to see the house in person and calculate our offer.

GET PAID AT CLOSING

We will close at a local title company on a date that works best for you, and you get paid!

Can You Sell a House With Liens or Back Taxes in Indiana?

Yes, you can sell a home with liens or unpaid property taxes in Indiana—but the process is more complex than a traditional sale. If you’re facing tax foreclosure, IRS liens, or creditor claims, you have three options:

1. Pay off the debt before selling (if possible)
2. Negotiate with lienholders to release claims
3. Sell to a cash buyer like Clear Sky Properties (we handle liens & back taxes)

Why Selling to an Investor May Be Your Best Option

✔ No need to clear debts first – We purchase homes with liens
✔ Avoid foreclosure – Sell fast before the county auctions your property
✔ No upfront costs – Traditional sales require paying off liens at closing

Why Sell My Home To Clear Sky Properties?

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Selling your home should be easy and hassle-free—that’s our promise. When you choose Clear Sky Properties, here’s what you can expect:

All Cash Offer

We’ll give you a fair cash offer based on recent sales of similar homes in your area.

Easy Sale Process

Our mission is simple: make selling your house easy and stress-free.

Flexible Closing

Need to sell fast or take your time? We’ll work with your timeline.

We Buy Houses As-Is

No repairs needed! We buy homes ‘as-is’—no hassle—no stress.

Pay No Fees

We buy direct—no realtor fees, closing costs, or hidden costs!

No Cleaning Needed

Skip the cleanup! Leave behind anything you don’t want.

Types of Liens That Can Affect Your Indiana Home Sale

1. Property Tax Liens (Most Common)

• Indiana counties can foreclose after 1+ year of unpaid taxes
• Owed taxes must be paid at closing in traditional sales

2. Mortgage Liens

• If you’re behind on payments, your lender may foreclose
• Short sales are possible but take 6+ months

3. IRS/Federal Tax Liens

• The IRS can place a lien for unpaid income taxes
• Requires negotiation or full payment to remove

4. Judgment Liens (From Lawsuits)

• Creditors can attach liens after winning a court case
• Must be settled before or during sale

5. HOA Liens

• Typically small balances but still block sales
• Homeowners associations can lien for unpaid dues/fines

Trusted House Buying Company In Indiana

“Thank you to Drew and his team for making the sale of my house quick and easy! I was under a very strict deadline (about two weeks) and they met that timeline with no issues. The team was very helpful in answering any questions I had and kept consistent communication with me throughout the entire process. I couldn’t have more positive things to say about this company! Highly recommend.”

– Amanda Smith

3 Ways to Sell a House With Liens in Indiana

When Selling to an Investor Is the Best Choice

✔ Facing foreclosure and need to sell fast
✔ Don’t have cash to pay liens upfront
✔ Want to avoid credit damage from foreclosure

FAQs About Selling Homes With Liens in Indiana

Will liens stop me from selling my house?

No, but they must be addressed before or during the sale.

What happens if I don’t pay property taxes in Indiana?

After ~15 months, the county can foreclose and auction your home.

Can I sell my house if the IRS has a lien on it?

Yes, but the IRS must be paid from sale proceeds.

Do I need an attorney to sell a house with liens?

Not if selling to us—we handle everything. FSBO sellers should consult one.

Local Cash Buyers In
Indiana

I am Drew Wiard, owner of Clear Sky Properties. We are a family owned real estate company based out of Fort Wayne, Indiana. My wife and I were both raised locally and have chosen to raise our 4 kids here. We have deep roots in the community and are passionate about the people in it. Northeastern Indiana is our home, and we love serving the people who live here with us.

It is also a passion of mine to teach and promote ethical landlording and how to provide housing for our community. I host a group that meets regularly with the goal of teaching folks that if you want to own property, the people involved come first. We feel the same about each and every client we work with to buy their home. People come first!

Sell Your Home In Indiana For Cash!

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