Selling Your IN Home While Behind On Your Mortgage

Stop Foreclosure in Indiana – Sell Your Home Fast

Can You Sell a House While Behind on Mortgage in Indiana?

Yes, you can sell your Indiana home even if you’re behind on payments. At Clear Sky Properties, we specialize in helping homeowners facing financial hardship sell quickly through short sales, cash offers, and foreclosure alternatives.

Understanding Indiana’s Foreclosure Process

Indiana follows a judicial foreclosure process, meaning lenders must file a lawsuit to foreclose on a property. Key aspects include:

• Pre-Foreclosure Notice: Lenders must send a notice at least 30 days before filing a foreclosure suit, informing you of your default and rights.
• Settlement Conference: Upon receiving a foreclosure summons, you have the right to request a settlement conference within 30 days to explore alternatives.
• Foreclosure Timeline: Typically, a foreclosure sale cannot occur until at least three months after the complaint is filed.

Understanding these steps can help you make informed decisions and potentially avoid foreclosure.

Sell Your House Fast In 3 Simple Steps!

FILL OUT THE FORM

Complete the form and give us some general information about your home.

GET YOUR CASH OFFER

We will call to schedule a time to see the house in person and calculate our offer.

GET PAID AT CLOSING

We will close at a local title company on a date that works best for you, and you get paid!

Indiana Mortgage Delinquency Data

• 4.2% of Indiana mortgages delinquent
• Average time to foreclosure: 287 days
• Top counties for delinquencies:
  1. Lake
  2. Marion
  3. Allen

Source: Indiana Housing & Community Development

Why Sell My Home To Clear Sky Properties?

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Selling your home should be easy and hassle-free—that’s our promise. When you choose Clear Sky Properties, here’s what you can expect:

All Cash Offer

We’ll give you a fair cash offer based on recent sales of similar homes in your area.

Easy Sale Process

Our mission is simple: make selling your house easy and stress-free.

Flexible Closing

Need to sell fast or take your time? We’ll work with your timeline.

We Buy Houses As-Is

No repairs needed! We buy homes ‘as-is’—no hassle—no stress.

Pay No Fees

We buy direct—no realtor fees, closing costs, or hidden costs!

No Cleaning Needed

Skip the cleanup! Leave behind anything you don’t want.

Why Choose Clear Sky Properties

• Fast Closings: We can close deals in as little as 7 days.
• No Repairs Needed: Sell your home in its current condition.
• No Commissions or Hidden Fees: Avoid realtor fees and unexpected costs.
• Local Expertise: As an Indiana-based company, we understand the local market and can offer fair, competitive prices.
• Compassionate Service: We handle each case with discretion and care, understanding the sensitivity of financial hardships.

Trusted House Buying Company In Indiana

“Thank you to Drew and his team for making the sale of my house quick and easy! I was under a very strict deadline (about two weeks) and they met that timeline with no issues. The team was very helpful in answering any questions I had and kept consistent communication with me throughout the entire process. I couldn’t have more positive things to say about this company! Highly recommend.”

– Amanda Smith

Key Facts About Selling While Delinquent:

• You may qualify for deficiency waiver in some cases
• Indiana foreclosure timeline: 6-12 months after first missed payment
• Selling stops foreclosure and protects your credit
• Options exist even with multiple missed payments

Local Cash Buyers In
Indiana

I am Drew Wiard, owner of Clear Sky Properties. We are a family owned real estate company based out of Fort Wayne, Indiana. My wife and I were both raised locally and have chosen to raise our 4 kids here. We have deep roots in the community and are passionate about the people in it. Northeastern Indiana is our home, and we love serving the people who live here with us.

It is also a passion of mine to teach and promote ethical landlording and how to provide housing for our community. I host a group that meets regularly with the goal of teaching folks that if you want to own property, the people involved come first. We feel the same about each and every client we work with to buy their home. People come first!

Sell Your Home In Indiana For Cash!

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Where We Buy Houses In Indiana